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Discover student credit card?
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Discover student credit card?
May 8, 2024 · Discover offers two student credit cards: the Student Cash Back and the Student Chrome. The Discover it Student Cash Back is an excellent first credit card for college students, charging no annual fee, earning cash back and building credit history. Discover student credit cards let you earn cash back rewards and build a credit history 5 while you're in college No credit score required to apply *. WalletHub makes student credit card com. 5% cash back on up to $20,000 spent in the first year, worth up to $300 cash back. The Discover it Student Cash Back card lets you earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Credit score: You may find your credit score under the Account Summary section of your credit card statement. You'll need to be 18 or older to apply for your first credit card. Student credit cards offer the flexibility of redeeming cash back on a wide range of purchases. The Discover it® Student Cash Back* has the coveted one-two combo of simplicity and value. In terms of credit requirements, this card is aimed at applicants with limited credit. A credit history isn't necessary for every Discover card. May 16, 2024 · For students looking for a cash-back rewards card and extra perks, the Discover it® Student Cash Back credit card could be an excellent addition to your wallet. APR24% - 27 Our Take The Discover it® Student Cash Back* has the best value proposition of any student credit card. Many credit cards aimed at young people fall into one of two categories: student credit cards, like the Discover It ® Student Chrome Credit Card, and secured credit cards, like the Discover It ® Secured Credit Card. To invite a Friend to apply for a Discover student loan, the Referrer must send the personal link to their Friend, and the Friend must submit their application online for one of our student loans via the personal link on or before January 31, 2024. Manage your Discover card account online with ease. The $0-annual-fee Discover it® Student Cash Back also reports to all three credit bureaus and doesn't require a FICO credit history. Discover offers credit cards with different rewards rates but ensures every cardmember receives valuable. H. You can practice good credit management by paying your bill on. With an excellent rewards program, no credit score requirement and no annual fee the Discover it Student Cash Back is one of the most attractive student credit cards on the market today. Your actual student loan interest rate may be different than the rates in these examples. Update: Some offers m. You can build a solid credit history, tap a line of credit when you need it, and, in some cases, unlock benefits, like cash back, from rewards programs. Prospective Cardmembers. See terms & 5% Cash Back Bonus Calendar for more information. When looking for a credit card for travel, it’s important to determine which benefits are right for you Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time. Learn more about the Discover it Chrome Student credit card. Say you owe $2,000 across three credit cards with a total credit limit of $8,000. You can contact Customer Service when traveling outside of the U by calling (country code) +1-224-888-7777. Although both cards are similar, each offers different ways to earn rewards. Offering 5% cash back on up to $1,500 spent per quarter in bonus categories that change and require activation (1% back otherwise), Discover it® Student Cash Back clearly is worthwhile. Learn more about the Discover it Chrome Student credit card. Choose how you'd like to calculate: By monthly payment. It also has a low intro APR offer for purchases and balance transfers, but no travel protection or international students. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. For instance, there's no credit score required to apply for Discover student credit cards What makes a student card more accessible is that student. Apply by phone: Call 1-800-DISCOVER (1-800-347-2683). The Chase Freedom Unlimited® offers an additional 1. It’s as rewarding as some standard, non-student credit cards and provides one of. Applicants applying without a social security number are not eligible to receive pre-approval offers. Jun 26, 2024 · A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back. Jun 27, 2024 · Discover It Student Chrome Review: A Top-Notch Starter Card. The NHL ® Discover it ® credit card offers the same rewards on purchases as the Discover it ® Cash Back credit card as well as the same match of the all the cash back you've earned at the end of your first year. If a review is excluded, the associated rating is not calculated in the average product rating. The Discover it® Student Cash Back is generous in this regard. Discover Student Card Benefits Earn 2% Cashback Bonus ® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically Free Social Security Number Alerts. Generally, once you activate the credit card you can use it as long as the account is open, and the card is not expired. This question is about the Deserve® EDU Mastercard for Students @CLoop • 08/08/22 This answer was first published on 08/08/22. Credit Cards Earn generous rewards. Delinquency happens when you miss a credit card payment or pay less than the minimum amount due. Please give us two billing cycles to process your request. It earns 5% cash back on rotating bonus categories on up to. Credit Card Features. More than 90 percent of merchants in the United States accept Discover credit cards. Delinquency happens when you miss a credit card payment or pay less than the minimum amount due. Are you in school and wanting to build credit as a beginner? Check out these 7 BEST Student Credit Cards for 2023 (some of which have pre-approval tools to. A credit card grace period is the time that you don't owe interest on a purchase if you pay the bill by the due date. The winner: It's a toss-up. Jun 26, 2024 · A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back. Discover it Student Chrome also doubles the rewards new cardmembers earn the first year, as an anniversary bonus. You should never write your PIN down anywhere or share it with anyone. Missing a credit card payment, or even paying late, can impact your credit score, and affect your overall financial health due to late fees and penalty interest rates. Find out how to use your card abroad, avoid fraud, and access online tools. It’s as rewarding as some standard, non-student credit cards and provides one of. It also offers secured credit cards for non-students who need a chance to grow their credit score. Consider a student or secured card as your first credit card. If you're newer to establishing credit, you may. One area where this convenie. Your actual student loan interest rate may be different than the rates in these examples. May 8, 2024 · The Discover it Student Cash Back is an excellent first credit card for college students, charging no annual fee, earning cash back and building credit history. Learn more about the Discover it Chrome Student credit card. The Discover it® Student Cash Back is considered one of the best student credit cards available today based on its rewards rate, lack of an annual fee and easy requirements for approval Discover has an A+ rating with the Better Business Bureau and is a BBB-accredited business. In today’s world, customers expect the convenience and security of paying with a credit card Are you a BJs Wholesale Club credit cardholder? If so, you might be wondering how to make your credit card payments conveniently and securely. Many students obtain their first unsecured credit card when they enter college. Discover student credit cards let you earn cash back rewards and build a credit history 5 while you're in college No credit score required to apply *. Apply for Student Cash Back. While the Discover it Student Cash Back credit card offers 5% cash back in rotating categories, the Discover it Student Chrome credit card offers 2% cash back at gas stations and restaurants. Jun 26, 2024 · A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. Discover it Student Chrome also doubles the rewards new cardmembers earn the first year, as an anniversary bonus. Discover Student Card Benefits Earn 2% Cashback Bonus ® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically Free Social Security Number Alerts. The low-end APR on this card is impressive, considering our weekly rate report lists the average student card APR as hovering at nearly 20%. 100% U Based Customer Service: You can reach a live agent any time by calling 1-800-Discover (1-800-347-2683). But the NHL ® Discover it ® Card is the best credit card for hockey fans because all 32. Bank of America® Unlimited Cash Rewards Credit Card for Students : Best flat-rate cash back with an intro 0%. Secure Inbox Log In. Earn 5% cash back in rotating categories, 1% on everything else, and get a cashback match at the end of your first year. Student Credit Cards; Secured Credit Card; Travel Credit Card; Compare Credit Cards; Credit Card Features. rimworld animal tier list Say you owe $2,000 across three credit cards with a total credit limit of $8,000. This student card earns 2% cash back on up to $1,000 per quarter in combined spending on gas and at restaurants, plus 1% on. Learn More Benefits and drawbacks of BNPL vs Credit Cards credit cards each come with their own advantages and limitations, which means the best option depends on your financial goals and habits. If you have a good credit score and a history of responsible credit card use, you may be. If you have questions about your loan (s), please call us at 1-800-STUDENT. It’s as rewarding as some standard, non-student credit cards and provides one of. You can start building credit history through the responsible use of a student card or a secured card. If you don't have your card with you, you can call 1-800-DISCOVER. With cards like the Discover it ® Student Cash Back, students can earn significant rewards on their everyday spending. Please check again later. Some common credit card fees include annual fees, foreign transaction fees, and late payment fees. Discover charges no foreign transaction fee, so you can easily use your card throughout the world. With the Discover it Student Cash Back, you'll earn twice the normal amount of cash back during your first year because Discover matches your cash back earnings for a first-year bonus. Discover offers student and secured credit cards that may be ideal for those trying to build a credit history Picking the right credit card can be difficult, especially when there are so many credit card issuers and cards to choose from. 99% for 6 months from date of first transfer, for transfers under this offer that post to your account by October 10, 2024 then the standard purchase APR applies99% variable. With the Discover it Student Cash Back you can earn 5% cash back on everyday. Please give us two billing cycles to process your request. No credit score is required to apply for either Discover student card. Student - No credit score required to apply - Based on the preceding 12 months of Discover Student credit card application data, applicants without a credit score may qualify. Establishing a positive payment history on a new cre. We’ll monitor the Dark Web for your Social Security number Cashback Match. The 5% bonus categories change quarterly and require. Written by Writer. someone you love lyrics The Discover it® Student Cash Back* has the coveted one-two combo of simplicity and value. That's because closing a credit card account reduces your overall available credit, which increases your credit utilization ratio. Best for gas stations: Discover it® Student Chrome. at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically Plus, earn unlimited 1% cash back on all other purchases You can apply and get approved for a credit card within minutes. Generally, once you activate the credit card you can use it as long as the account is open, and the card is not expired. Each time you make an eligible purchase using a rewards credit card, you receive a percentage back in some form. Pick a design that shows your true colors. With the Discover it Student Cash Back you can earn 5% cash back on everyday. Student - No credit score required to apply - Based on the preceding 12 months of Discover Student credit card application data, applicants without a credit score may qualify. We would like to show you a description here but the site won't allow us. Apr 8, 2024 · At a glance. Discover has student credit cards for young adults new to personal finance. Group 1: Undergraduate Freshman Students Explore the top Discover credit card benefits, including no annual fees and first-year unlimited cashback match, from the best Discover credit cards the Discover it® Student Cash Back offers. The Discover it Student Cash Back requirements are for applicants to be 18 years of age, U residents, and enrolled into a College, University or Trade School. At Discover Student Loans, we believe in responsible borrowing and encourage students to maximize grants, scholarships, and other free financial aid before taking student loans. The federal Credit CARD Act of 2009 mandates that if you're under 21, you will need to have an independent income to get approved for your own credit card account. The contactless Discover ® Card helps you make fast and easy payments with your card at checkout. closest ashley furniture store to me You must be 18 or older to apply for a credit card. Other requirements include U citizenship, a Social Security number (SSN) and a verifiable annual income sufficient enough to pay at least. Discover® Identity Alerts (Alerts) are offered by Discover Bank at no cost, are available only online, and do not impact your credit score. Your actual student loan interest rate may be different than the rates in these examples. 0% intro APR on purchases for the first 6 months. See how we calculate our ratings. 100% U Based Customer Service: You can reach a live agent any time by calling 1-800-Discover (1-800-347-2683). Explore our best credit cards for college students. Getting a checking account with a debit card allows you to quickly and conveniently pay for purchases almost anywhere. You may be able to extend the duration of your loan and/or lower your interest rate which can reduce your monthly payment. The Discover it Student Chrome credit card is similar to the Discover it Student Cash back credit card, but it has a slightly different rewards structure. When we evaluate your creditworthiness, we consider all the information you provide on your application, your credit. 1-800-347-2683 (English/Español) Discover has live customer service agents-24/7. Explore our best credit cards for college students. The Valero New Card is designed to offer customers more benefits and. APR ranges will vary by loan type and may be higher than what is shown here. A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Learn the benefits and avoid the cons However, some cards, such as the Discover it® Student.
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This student card earns 2% cash back on up to $1,000 per quarter in combined spending on gas and at restaurants, plus 1% on. Credit Card Features. There aren't many student credit cards that come with an introductory APR, but the Discover it Student Cash Back offers a 0% intro APR for six months on purchases, followed by a 1824%. Consolidating your loans can help you better manage your loans by combining them into a single loan to pay each month. 21 year-old student Adam writes in with the following question: 21 year-old student Adam writes in with the following question: I was wondering how I can go about finding the best. We’ll monitor the Dark Web for your Social Security number Cashback Match. Discover student credit cards let you earn cash back rewards and build a credit history 5 while you're in college No credit score required to apply *. The NHL ® Discover it ® credit card offers the same rewards on purchases as the Discover it ® Cash Back credit card as well as the same match of the all the cash back you've earned at the end of your first year. Compare it with other student credit cards and see how to apply. The $0-annual-fee Discover it® Student Cash Back also reports to all three credit bureaus and doesn't require a FICO credit history. Credit Card Features. Learn more about the Discover it Chrome Student credit card. Discover it® Cash Back offers 5% cash back on purchases in bonus categories up to a quarterly maximum, and Discover will match the rewards you earn the first year as a new cardmember. Jun 26, 2024 · A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back. Credit Cards Earn generous rewards. The Discover it Student cash back card is a credit card that lets college students earn cash back on every purchase. monkeywerxus Just starting college? Here are some Chase cards to consider adding to your wallet so that you can earn rewards while building your credit. Apply for a Discover it Student Chrome card and earn 2% cash back at gas stations and restaurants, plus unlimited 1% cash back on everything else. May 8, 2024 · The Discover it Student Cash Back is an excellent first credit card for college students, charging no annual fee, earning cash back and building credit history. Jun 26, 2024 · A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back. You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Discover student credit cards let you earn cash back rewards and build a credit history 5 while you're in college No credit score required to apply *. Discover it Chrome for students lets students build credit history and earn cash back on purchases. Fortunately, BJs offers a user-friend. Discover student credit cards let you earn cash back rewards and build a credit history 5 while you're in college No credit score required to apply *. For example, with Discover your student credit card remains unchanged after graduation. Whether you love traveling for vacations or have a job that keeps you hopping between cities, the right travel credit card can be helpful to maximize the perks. The problem is that. On MONEY's list of best student credit cards, you can read the full review. Apply by phone: Call 1-800-DISCOVER (1-800-347-2683). Simply log into the Account Center and select a new design for yourself or anyone on your account. So calculate, based on your spend, which is better for you. Discover it® Miles: Best. Some credit card issuers allow qualifying customers instant access to credit. With the advancement of technology, paying bills online has become increasingly popular and practical. duluth radar mn More specifically, you earn 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), and 1% back on all other purchases. Find out about its rotating bonus categories, sign-up bonus, fees, APR, and more. A Direct Consolidation Loan allows you to combine federal loans into one and gives you the option to. You'll need your credit card and a photo ID to withdraw the funds. Jun 27, 2024 · Discover It Student Chrome Review: A Top-Notch Starter Card. You may want to fill out a pre-approval form to see the APR and offers you might qualify for before you apply. You can contact Customer Service when traveling outside of the U by calling (country code) +1-224-888-7777. Student credit cards are a great way for students t. Learn how to apply for a Discover student credit card, earn cash back rewards, and build credit history. The Discover it Student cash back card is a credit card that lets college students earn cash back on every purchase. Apply for Student Cash Back. Ghost credit cards are sometimes issued in lieu of a traditio. Best for cash back: Discover it® Student Cash Back. May 16, 2024 · For students looking for a cash-back rewards card and extra perks, the Discover it® Student Cash Back credit card could be an excellent addition to your wallet. APR24% - 27 Our Take The Discover it® Student Cash Back* has the best value proposition of any student credit card. The information you use in your Discover student credit card application is the same no matter what method you use. Read Forbes Advisor’s comparison of these two cards. In addition, credit card issuers usually apply a transaction fee (often 3% or more of the cash advance amount), and interest is typically higher than the APR. feed kroger com Best for gas stations: Discover it® Student Chrome. The Discover it Chrome Gas & Restaurant Card, for example, earns 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. We would like to show you a description here but the site won't allow us. Simply apply now for the Discover gas cash back rewards card that rewards you beyond the pump Bottom line. In today’s world, customers expect the convenience and security of paying with a credit card Are you a BJs Wholesale Club credit cardholder? If so, you might be wondering how to make your credit card payments conveniently and securely. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. The Discover it Student Cash Back Card is a practical choice for students stepping into the world of credit. A credit card PIN is a four-digit code that you may need to use to make certain credit card transactions. Your credit card closing date is the last day of your billing cycle. Lowest APRs are available to the most creditworthy applicants, and. 2 For a Discover student credit card, you'll need to be 18 years old, have a U address and Social Security number, show proof of education, and provide any required information requested in your Discover application. Capital One SavorOne Student Cash Rewards Credit Card: Best for entertainment seekers. Changing your credit card design will not change the terms of your account, including your account number, your interest rate, and your rewards program. The Discover it Chrome Gas & Restaurant Card, for example, earns 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Learn about the pros and cons of Discover it Student Cash Back, a credit card for college students with no annual fee and double cash back rewards. This student card earns 2% cash back on up to $1,000 per quarter in combined spending on gas and at restaurants, plus 1% on. Discover it Chrome for students lets students build credit history and earn cash back on purchases. As your teenager approaches adulthood, you may be thinking about their first.
May 16, 2024 · For students looking for a cash-back rewards card and extra perks, the Discover it® Student Cash Back credit card could be an excellent addition to your wallet. See how it compares to other student credit cards and apply online. Jun 12, 2024 · With an excellent rewards program, no credit score requirement and no annual fee the Discover it Student Cash Back is one of the most attractive student credit cards on the market today. If you're newer to establishing credit, you may. It offers arguably the best cash. wago wow There are four repayment options you can choose from: Defer Your Payments. Bank of America® Unlimited Cash Rewards Credit Card for Students : Best flat-rate cash back with an intro 0%. Secure Inbox Log In. But no matter where you are, an account specialist is here to help. The Discover it® Student Chrome offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and 1% cash back on all other purchases Account management for all the devices in your life. Card applicants cannot be pre-approved for the NHL Discover Card. Read Forbes Advisor’s comparison of these two cards. The Discover it student card approval rate isn't public knowledge, but students with limited or no credit should have a good chance of approval. places to rent moving trucks near me Compare the rewards, benefits, rates, fees and alternatives of this card with other student cards. The College Investor Student Loans, Investing, B. Delinquency happens when you miss a credit card payment or pay less than the minimum amount due. The Discover it® Student Cash Back* has the coveted one-two combo of simplicity and value. The Discover it® Student Cash Back card rewards you handsomely for the extra attention it requires. Automatic Payments & Auto Debit Reward. fourth of july blessings images Please give us two billing cycles to process your request. Key points about: building credit as a college student. Learn more about the Discover it Chrome Student credit card. A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back. At a glance. It also offers secured credit cards for non-students who need a chance to grow their credit score. In 2022, the Consumer Financial Protection Bureau received 125 student loan complaints about Discover. If you are mailing in your payment, include your payment coupon with your check. How to Choose a Credit Card for the First Time 8 min read.
This type of credit card is backed. If approved, you need to put down a refundable security deposit, which will equal your credit line, of at least $ 200. Bank of America® Unlimited Cash Rewards Credit Card for Students : Best flat-rate cash back with an intro 0%. Secure Inbox Log In. Find out about its rotating bonus categories, sign-up bonus, fees, APR, and more. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. Please note that certain services may require the assistance of specialists who may not always be available. We’ll monitor the Dark Web for your Social Security number Cashback Match. at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically Plus, earn unlimited 1% cash back on all other purchases You can apply and get approved for a credit card within minutes. Both Capital One and Discover student cards offer decent cash-back rewards and sign-up bonuses with no annual fees. Why We Like It: Discover it® Cash Back is the best Discover credit card for bonus cash back rewards, as it offers up to 5% cash back in designated bonus categories. In most cases, you must be at least 18 years old to open your own. Grace periods don't apply to cash advances or balance transfers, and having one of these on your account may eliminate the grace period on. Register now for easy online access to your Discover Bank account: View your account summary. You can contact Customer Service when traveling outside of the U by calling (country code) +1-224-888-7777. 2 For a Discover student credit card, you'll need to be 18 years old, have a U address and Social Security number, show proof of education, and provide any required information requested in your Discover application. You can build a solid credit history, tap a line of credit when you need it, and, in some cases, unlock benefits, like cash back, from rewards programs. Discover credit cards can be a good option for those looking to earn cash back rewards. elux wholesale 3500 If you're applying for a credit card for the first time or. The Discover it® Student Cash Back* has the coveted one-two combo of simplicity and value. Unlike a regular purchase, there's rarely a grace period for a cash advance, so interest accrues when it posts to your account. Discover student credit cards let you earn cash back rewards and build a credit history 5 while you're in college No credit score required to apply *. Cosigning also helps the student establish credit, and on-time payments will improve the credit scores of both the student. A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back. At a glance. Discover Cardmembers should immediately call customer service at 1-800-347-2683 to let us know the card is lost or stolen. Contact the credit card company's customer service department by calling the number on the back of your card and letting them know you want to cancel the account It's a good security practice to shred or cut up your card before you throw it away, so the account number is no longer legible. Explore our best credit cards for college students. Jun 27, 2024 · Discover It Student Chrome Review: A Top-Notch Starter Card. It also has a low intro APR offer for purchases and balance transfers, but no travel protection or international students. Grace periods don't apply to cash advances or balance transfers, and having one of these on your account may eliminate the grace period on. Student - No credit score required to apply - Based on the preceding 12 months of Discover Student credit card application data, applicants without a credit score may qualify. Key points about: minimum credit card payments. But again, keep in mind that even if you receive a pre-approved offer, you'll still need to complete an application. We recently talked about a credit card that helps you pay your rent, but what about a card tha. If you don't pay your credit card's minimum payment between the closing date and the due date, you may incur a late fee. One area where this convenie. This credit card will be available to students with low limits and students can use this card to get free payments. 8 In-School Payment. That means you can earn a maximum of $300 from this bonus. Phone Mail. Learn the benefits and avoid the cons However, some cards, such as the Discover it® Student. May 8, 2024 · The Discover it Student Cash Back is an excellent first credit card for college students, charging no annual fee, earning cash back and building credit history. The Discover it® Student Cash Back card offers a dynamic rewards program. saber healthcare ultipro login Discover it Chrome for students lets students build credit history and earn cash back on purchases. Delinquency happens when you miss a credit card payment or pay less than the minimum amount due. Please give us two billing cycles to process your request. Discover student credit cards let you earn cash back rewards and build a credit history 5 while you're in college No credit score required to apply *. 21 year-old student Adam writes in with the following question: 21 year-old student Adam writes in with the following question: I was wondering how I can go about finding the best. Teens under 18 may qualify to become an authorized user on someone else's credit card. If you have a good credit score and a history of responsible credit card use, you may be. There are different ways that you can pay your credit card bill online: Mobile bill pay: Some credit card issuers have mobile apps that you can use to pay your bill. Apr 8, 2024 · At a glance. If you use the Capital One SavorOne Student Cash Rewards, you'll earn a total of $15. The information you use in your Discover student credit card application is the same no matter what method you use. A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back. At a glance. Jun 27, 2024 · Discover It Student Chrome Review: A Top-Notch Starter Card. A cosigner on a credit card could help the main borrower access credit. You can apply for most credit cards online, over the phone or in person. The Discover it® Student Cash Back* has the coveted one-two combo of simplicity and value. Credit card limits reflect how much money the credit card company thinks cardmembers can borrow and manage responsibly. All other purchases get 1% cash back. Discover it Chrome for students lets students build credit history and earn cash back on purchases. We’ll monitor the Dark Web for your Social Security number Cashback Match.